A legal blog devoted to matters of personal injury law

I’m Gary Martin Hays. If you have a question you would like for me to answer on “Do I Need A Lawyer”, or if you would like to speak with me regarding a potential claim…

And here is one easy thing you can do right now.

Now let’s go to a question from one of our viewers:

I was hurt in a car wreck last week. I was at a complete stop at a red light. The other driver said she turned to give a pacifier to her baby in the back seat and she did not realize the light had turned red. You guessed it – she ran into the rear of my car. I was driving a 2013 Honda Accord and it had to be towed. The repairs are going to be about $3,000.00. I was just shaken up at the scene of the wreck and did not want to be taken by ambulance to the hospital. However, when my husband came to pick me up, I was hurting. He took me to the emergency room. The doctor has now referred me to an orthopedist.

Thanks, and I look forward to hearing from you. -Maddie in Ellenwood

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But we answer every question and I thank you for yours!
Your first question: “Who will pay my doctor bills?”

Med-pay coverage is like health insurance on your car.
It is sometimes listed as MPC.
If you have it, your insurance company will pay for reasonable and necessary medical expenses up to the limits of the policy – regardless of who is at fault.

A medical lien is essentially an agreement between the person that is hurt and the doctor. If and when the personal injury claim settles, the attorney agrees to pay the doctor’s medical bills out of the settlement.

And here’s one thing I’d like to stress to our viewers. If you have been injured in a car wreck, it is important that you get prompt medical care for your injuries. This should be done regardless of whether or not you plan on presenting any kind of claim against the at fault party’s insurance company. You had your health before the wreck and you need to get that back as best you can.
Now your second question:

However, there is another claim we would pursue on your behalf. This is a claim for the diminished value of your vehicle.
If you are involved in a car wreck, your car will suffer property damage.

One has never been wrecked, and one has been wrecked and repaired.
Most people would never buy the car that has been repaired.
You don’t want to buy someone else’s problem.

Diminished value is what the market says your vehicle lost in value because of the wreck and repairs.
I have an entire chapter dedicated to diminished value in my #1 best selling book, The Authority on Personal Injury Claims in Georgia.
You can pick up a copy at Amazon.com.

That money could be used to take care of your future medical needs or to help you catch up on your bills.

The trauma of being in a car wreck is frightening enough.
But now you are faced with a lot more . . .

* How do you get medical treatment for your injuries if you don’t have health insurance?
* You are worried because the paychecks have stopped coming in, but the bills haven’t.

Where do you turn?
What do you do next?

Just pick up the phone right now and give us a call at (770) 934-8000.

The consultation is FREE and completely confidential.
And I encourage you – if you don’t call us, please call someone to help you with your claim.
You owe it to yourself – to your family – to get the help you need.

And stay tuned for more of “Do I Need A Lawyer”
We’ll be right back.

Car Accident Law Video

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